Fundora

Know Your Loan Readiness in 15 Minutes—For Free

AI-powered assessment shows your qualification score, identifies gaps, and gives you a personalized action plan to secure funding

No credit check • No obligation • Instant results

AI-Powered Analysis

Get instant insights into your business's loan readiness.

Educational Guidance

Learn what lenders look for in funding applications.

Personalized Report

Receive a detailed assessment tailored to your business.

Action Plan

Get clear next steps to improve your funding chances.

The Cost of Being Unprepared

Most small business loan applications fail—not because the businesses aren't viable, but because they don't know what lenders need before applying.

70%+
Rejection Rate

Of traditional bank applications are rejected or only partially approved

20-40
Hours Wasted

Spent preparing unsuccessful applications without proper readiness

2 Years
Credit Impact

Hard credit inquiries from failed applications remain on your report

1-3%
Lender Conversion

Of unprepared applicants actually get approved by lenders

Rejection Rates by Lender Type

72%
Big Banks
50%
Community Banks
45%
Credit Unions
43%
Alternative Lenders

Source: Federal Reserve Small Business Credit Survey 2024

Why Loan Readiness Matters

Without Preparation:

  • • 70%+ rejection rate
  • • 20-40 hours wasted per application
  • • Credit damage from hard inquiries
  • • Damaged lender relationships
  • • Delayed access to capital

With Preparation:

  • • Know exactly where you stand
  • • Address gaps before applying
  • • Apply with confidence
  • • Better rates and terms
  • • Faster funding timeline

How It Works

Three simple steps to understand your loan readiness and improve your funding chances

1

Answer Questions About Your Business

Tell us about your business in just 15 minutes. No credit check required—we only need basic information about your business, finances, and funding needs.

2

Get Your AI-Powered Report

Receive your comprehensive Loan Readiness Report instantly. Our AI analyzes your responses and calculates your qualification score, showing exactly where you stand with lenders. Your report is 100% private and only yours to keep.

3

Choose to Connect with Lenders (Optional)

Want funding help? You can opt-in to share your report with our network of vetted lenders who specialize in your loan type. Each lender reviews your assessment and reaches out if they can help—no spam, just genuine opportunities. Or keep your report private and use it on your own.

Got Questions?

If you can't find what you're looking for, get in touch.

About the Assessment

Privacy & Security

Results & Understanding Your Report

Lender Connections & Next Steps